InvestGuru Calculator Desk

Move from generic return talk to practical client planning.

Use SIP, Lumpsum, Retirement, Step-Up SIP and SWP calculators to model disciplined investing, surplus deployment, retirement readiness and post-retirement cash flows.

Open Calculator Suite Get A Personalised Plan

SIP Projection

Rs 1.01 Cr

Translate recurring investing discipline into a target corpus your client can visualise.

Lumpsum

Rs 31.06 L

One-time investment projection

Retirement Gap

Rs 2.64 Cr

Indicative funding need

Designed to support planning conversations around:

Monthly discipline Surplus deployment Retirement income Withdrawal sustainability

Phase 2

Five Calculators, Shareable Scenarios, Faster Client Conversations

The suite now includes Step-Up SIP and SWP, plus sharper assumptions, live guidance, validation and a shareable summary for every scenario.

SIP Calculator

Rs 1.01 Cr projected corpus

Use this scenario as a planning anchor and then share it with a client or move straight into an advisory discussion.

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Monthly Investing

SIP Calculator

Estimate how a disciplined SIP compounds over time and how much of the final corpus comes from invested capital versus growth.

Assumption: returns are annualised and compounded monthly.

Use this when clients ask what a regular monthly commitment can become.

Monthly SIP Amount Rs 25,000

Expected Return 12%

Investment Tenure 15 Years

Projected Corpus

Rs 1.01 Cr

You invest Rs 45.00 L over 15 years and the remaining corpus comes from compounding gains.

Invested Amount

Rs 45.00 L

Wealth Gained

Rs 56.37 L

Monthly Discipline

Rs 25,000

Corpus Multiple

2.25x

Capital invested Compounded growth

Goal Planning

Retirement Calculator

Estimate the retirement corpus you may need, the corpus you are on track to build, and the monthly saving gap you still need to bridge.

Assumption: retirement income need grows with inflation and is funded for the full retirement period.

This is ideal for review meetings where clients need a clear savings-gap number.

Current Age Retirement Age Current Monthly Expenses Current Retirement Savings Monthly Investment Toward Retirement Pre-Retirement Return (%) Inflation (%) Years In Retirement

Retirement Readiness

Rs 6.91 Cr

At current assumptions, your expenses at retirement may require a materially larger corpus than your current track projects.

Projected Corpus At Retirement

Rs 4.27 Cr

Corpus Gap

Rs 2.64 Cr

Monthly Expense At Retirement

Rs 2.57 L

Extra SIP Needed

Rs 18,400

Projected coverage 62% of target corpus

Next Step

Turn the scenario into an advisory conversation.

Share your active calculator output with InvestGuru and get a personalised review on allocation, discipline, goal funding or retirement strategy.

You submit the exact scenario currently on screen.

InvestGuru receives the calculator name, assumptions and projected output.

Useful for investors, HNIs and partner advisors alike.

Move from generic return talk to practical client planning.

Five Calculators, Shareable Scenarios, Faster Client Conversations

Rs 1.01 Cr projected corpus

SIP Calculator

Rs 1.01 Cr

Lumpsum Calculator

Rs 31.06 L

Retirement Calculator

Rs 6.91 Cr

Step-Up SIP Calculator

Rs 1.59 Cr

SWP Calculator

Rs 67.46 L

Turn the scenario into an advisory conversation.

Get A Personalised Calculation Review